AI-powered risk reports analyzing reserve fund health, SIRS compliance status, structural deterioration risk, and building violations. Results in under 5 minutes.
Trusted by Florida condo buyers & realtors
Professional Risk Report
Comprehensive Condo Risk Analysis
SB 4-D Verified
Five automated steps from search to report — no manual research required
Enter any Florida condo address or folio number. We locate the property instantly across county and state records.
We pull data from the Miami-Dade Property Appraiser, Florida Community Associations Registry, and DBPR — automatically, in parallel.
Our AI reads and extracts insights from actual HOA documents — financial statements, insurance certificates, SIRS reports, inspection findings, and governance records.
A deterministic 100-point algorithm scores financial health (40pts), SIRS compliance (30pts), age & coastal risk (20pts), and violations (10pts).
A professional PDF report is generated and delivered via email within minutes. Download instantly from your dashboard.
Reserve Fund Health Analysis
HOA reserve-to-budget ratio scored across underfunding tiers (critical <25%, significant <50%)
Special Assessments Impact
Pending special assessments scored by per-unit amount ($5K–$50K+ tiers) to quantify financial burden
SIRS Compliance Status
Checks whether your building has submitted its Structural Integrity Reserve Study — mandatory for 30+ year buildings since Dec 31, 2025
Coastal Deterioration Risk
Distance from the Atlantic Ocean is measured and scored as a structural risk multiplier (saltwater corrosion)
Building Age Risk Tier
Buildings scored across age brackets: <20yrs (low), 20–29 (moderate), 30–39 (elevated), 40+ (high), 50+ (critical)
AI Document Extraction
Our AI reads actual HOA documents and extracts financial data, insurance coverage details, governance flags, and board management issues
Milestone Recertification Check
40-year and 50-year recertification status assessed for compliance and overdue penalties
100-Point Risk Score with Breakdown
Overall score plus 4 component scores (Financial Health, SIRS Compliance, Age+Coastal, Recertification+Violations) with detailed explanations
One flat price. No hidden fees, no subscriptions. Just the risk data you need.
Need reports for a whole brokerage or development team?
Contact Sales for High-VolumeEverything you need to know about our reports and risk scoring methodology
Each comprehensive condo risk report costs $49. There are no subscriptions or hidden fees. You pay once and receive instant access to the PDF with lifetime availability.
Reports are generated and delivered within 5 minutes. The automated workflow collects data, runs AI analysis, calculates the risk score, and generates the PDF — all without manual intervention.
We pull from the Miami-Dade Property Appraiser, Florida Community Associations Registry, and Florida DBPR. Additionally, our AI analyzes actual HOA documents including financial statements, insurance certificates, and SIRS reports.
The 100-point score evaluates four risk categories: Financial Health (40 points — reserve funding and special assessments), SIRS Compliance (30 points — structural integrity study status), Age & Coastal Proximity (20 points — building age and distance from ocean), and Recertification & Violations (10 points).
SIRS stands for Structural Integrity Reserve Study. Florida law (SB 4-D) requires all condominiums 30 years or older to complete a SIRS by December 31, 2025. Buildings without a compliant SIRS face insurance and financing risks — this is the single highest-weighted factor in our risk score (30 points).
CondoScan currently covers Florida condominiums, with primary data coverage in Miami-Dade County and South Florida. Coverage is expanding to additional states.
Real reviews from Florida buyers and real estate professionals
"This report saved me from making a $500K mistake. Found out the building had pending special assessments and failed recertification. Worth every penny!"
Jennifer Martinez
First-time Buyer, Miami Beach
"As a realtor, I use CondoScan for all my clients now. The reports are professional, comprehensive, and clients love the transparency. Game changer!"
Robert Chen
Licensed Realtor, Coral Gables
"Finally, someone made condo due diligence less scary! The SIRS compliance check showed me exactly what I'm dealing with. No more guesswork."
Sarah Patel
Property Investor, Brickell
100-Point
Risk Score System
4
Risk Categories Analyzed
<5 min
Report Delivery
$49
Flat Price Per Report
Stop guessing with your biggest investment. Get a comprehensive condo risk assessment for any Florida property today.
AI-powered condo risk assessment reports for Florida buyers. Analyze reserve fund health, SIRS compliance, and structural risk in minutes.